Our Most Powerful Package

Designed for clients with:

Multiple collections and charge-offs

Repossessions or foreclosures

Student loan issues

Numerous late payments

Public records or inquiries

25+ negative accounts or highly damaged credit

Includes:

✅ Disputes for up to 50 negative accounts

✅ 6 aggressive dispute rounds

✅ Collection, charge-off, inquiry, and public record disputes

✅ Personalized legal-compliant dispute letters

✅ Dedicated account manager

✅ Priority/VIP client support

✅ Monthly progress reports and score tracking

✅ One-on-one credit strategy sessions

✅ Credit-building recommendations

✅ Goodwill letter strategy for eligible late payments

✅ Identity theft affidavit guidance (when applicable)

✅ Ongoing monitoring through the required $30/month credit monitoring portal

✅ Customized action plan to help reach a 700+ credit score

Best For

Entrepreneurs preparing for business funding

Homebuyers needing mortgage qualification

Clients rebuilding after major financial setbacks

Individuals who want the fastest, most hands-on service Apex Finances offers

Take your credit to the next level.

Apex Advantage is ideal for clients who want faster progress and additional support. Along with everything included in Apex Essentials, you’ll receive multiple dispute rounds, monthly progress updates, and expert recommendations to maximize your results.

What’s Included:

• Everything in Apex Essentials

• 2 professional dispute rounds

• Monthly progress reports

• Credit recommendations

• Priority client support

Perfect for building a strong financial foundation.

Apex Essentials is designed for individuals with minor credit issues or those just beginning their credit journey. We’ll review your credit report, identify areas for improvement, and create a personalized action plan to help you start increasing your score with confidence.

What’s Included:

• Comprehensive credit analysis

• Personalized credit improvement plan

• Credit education and guidance

• 1 round of professional disputes

• Email support

Our most popular credit repair program.

Apex Elite is a complete credit restoration service designed for clients with multiple negative accounts or more complex credit situations. Our team works with you over several months using strategic dispute rounds while providing one-on-one coaching throughout the process.

What’s Included:

• Full-service credit repair

• Up to 4 dispute rounds

• 6–9 month credit repair program

• One-on-one credit coaching

• Personalized dispute strategy

• Ongoing client support

Premium financial coaching and long-term credit success.

Apex Prestige is our highest level of service for clients who want more than credit repair. This package includes everything in Apex Elite, plus customized financial strategies, monthly coaching sessions, and ongoing guidance to help prepare for major financial milestones like buying a home, financing a vehicle, or building long-term wealth.

What’s Included:

• Everything in Apex Elite

• Customized financial strategy

• Monthly one-on-one coaching sessions

• Home and vehicle purchase planning

• Long-term credit optimization

• Up to 1 year of premium support